Mortgage & Protection

Mortgage & Protection Advice Designed Around Your Future

Helping you secure the right mortgage and protect what matters most with clear, independent advice.

Buying property and protecting your lifestyle are two of the most important financial decisions you will make.

At Livian Wealth, we provide tailored mortgage and protection advice designed to support you at every stage of life. Whether you are purchasing your first home, expanding your property portfolio, or ensuring your family is financially protected, we help you make informed decisions with confidence.

As a whole of market firm, we are not restricted to specific lenders or providers. This means we can search across a wide range of solutions to find the most suitable mortgage and protection arrangements for your individual circumstances.

What Mortgage & Protection Planning Means for You

A mortgage is often your largest financial commitment, while protection ensures that commitment can still be maintained should the unexpected happen.

For our clients, this means:

Securing competitive mortgage solutions aligned to their goals

Protecting income, family, and lifestyle against unexpected events

Ensuring financial commitments remain manageable long term

Having confidence that both borrowing and protection are structured properly

This creates stability, security, and peace of mind.

Mortgage Services

We help clients across a wide range of mortgage requirements.

Real estate agent or architect meeting with a couple in a modern living room while reviewing blueprints and property plans.

First Time Buyers

Buying your first property can feel overwhelming without the right guidance.

We help you:

Understand affordability and borrowing options
Navigate the mortgage process with clarity
Secure competitive rates and suitable lender solutions
Structure your mortgage around your future plans

Our role is to make the process simple, clear, and stress free.

A professionally dressed real estate or financial advisor shakes hands with an older male client while seated in a cozy living room.

Home Movers & Second Time Buyers

As circumstances change, your mortgage needs often evolve too.

We help you:

Review your existing mortgage arrangements
Secure suitable rates and borrowing structures
Plan around growing families or changing lifestyles
Ensure your mortgage remains aligned to your long term goals

Young couple meeting with a consultant or agent while holding their small dog during a discussion about housing, insurance, or financial planning.

Buy to Let Mortgages

Whether you are purchasing your first investment property or expanding an existing portfolio, strategic borrowing is essential.

We help you:

Structure borrowing efficiently
Assess affordability and lender criteria
Source competitive buy to let solutions
Align property investments with your wider financial plan

Close-up of two professionals reviewing and signing a contract at a desk with real estate paperwork, a miniature wooden house model, and office supplies.

Commercial Mortgages

Commercial borrowing requires specialist knowledge and careful planning.

We help business owners and investors secure funding for:

Commercial premises
Investment properties
Business expansion opportunities

Our focus is on finding the right structure and lender solution for your objectives.

Protection Planning

Protection is an essential part of financial planning and should never be overlooked.

Without the right protection in place, illness, loss of income, or death can place significant financial strain on you and your family.

We help ensure your home, lifestyle, and loved ones remain protected.

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Life Cover

Life cover can help ensure:

Mortgages and debts can be repaid
Your family maintains financial security
Loved ones are protected financially in your absence

This creates long term stability and reassurance.

Female real estate or financial advisor smiling while meeting with a young couple at a table in a modern office or apartment.

Income Protection

Your income is often your most valuable asset.

Income protection helps provide ongoing financial support if you are unable to work due to illness or injury.

This can help you continue to:

Pay your mortgage and bills
Maintain your lifestyle
Protect your savings and investments from being depleted

Critical Illness Cover

Critical illness cover provides a lump sum payment if you are diagnosed with a serious illness covered under the policy.

This can help:

Reduce financial pressure during recovery
Cover treatment, lifestyle adjustments, or mortgage payments
Provide reassurance during difficult circumstances

For many families, this forms a key part of a strong financial protection plan.

The Importance of Whole of Market Advice

Just like our wealth management business, we operate on a whole of market basis.

This means:

Access to a wide range of lenders and protection providers
Solutions based on suitability, not restrictions
Competitive pricing and flexible options
Advice tailored entirely around your needs and objectives

Our role is to ensure you have access to the most appropriate solutions available.

The Value of Ongoing Support

Your mortgage and protection needs will change over time. With ongoing support, you benefit from:

Regular mortgage reviews as rates and circumstances change

Close-up concept image of home protection and property insurance showing a man forming a roof shape with his hands above a miniature house model.

Ongoing assessment of protection needs

Close-up of a real estate or mortgage transaction showing one person handing over house keys while another holds a miniature home model.

Guidance around refinancing and future borrowing

Close-up real estate concept image featuring a small wooden house model and house keys placed on top of property documents.

Confidence that your plans remain suitable and efficient

This ensures your arrangements continue to support your long term goals.

Get In Touch

Who This Is For

This service is ideal for:

Young couple lying on the floor of their new apartment surrounded by moving boxes and furniture while discussing house keys.

First time buyers looking for guidance and clarity

Happy family unpacking boxes together while moving into a new home. A smiling young girl sits inside a cardboard box as her parents pack and organize belongings around her

Home movers and growing families

Close-up of a person signing a housing or legal document on a kitchen counter with a set of house keys placed beside the paperwork.

Property investors and landlords

Individuals seeking clarity and structure in their finances

Business owners requiring commercial borrowing

Smiling couple sitting on a sofa at home while reviewing paperwork together on a laptop.

Individuals and families wanting to protect their income and home

Livian Wealth builds long-term partnerships that deliver clarity, care, and lasting results.

Secure Your Home and Protect Your Future

"Whether you need mortgage advice, protection planning, or both, we are here to help."

Mortgage & Protection

Buying property and protecting your lifestyle are two of the most important financial decisions you will make.

What Mortgage & Protection Planning Means for You

A mortgage is often your largest financial commitment, while protection ensures that commitment can still be maintained should the unexpected happen.

Mortgage Services

First Time Buyers

Home Movers & Second Time Buyers

Buy to Let Mortgages

Commercial Mortgages

Protection Planning

Life Cover

Income Protection

Critical Illness Cover

The Importance of Whole of Market Advice

The Value of Ongoing Support

Who This Is For

Secure Your Home and Protect Your Future

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Services