Wills and Estate Structuring
A will is an essential part of any estate plan, but on its own it is rarely enough.
We ensure your will:
Where appropriate, we also consider how your estate should be structured to ensure assets pass efficiently and in line with your intentions. The focus is not just on having a will, but on having the right structure in place.
Trust Planning
Trusts can play an important role in protecting wealth and providing flexibility over how assets are distributed.
We advise on:
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Whether trusts are appropriate for your situation -
How they can be used to protect beneficiaries
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Structuring assets to allow greater control over timing and distribution
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Supporting long term family wealth planning
Trust planning is always tailored, ensuring any structure aligns with your goals, family circumstances and overall estate strategy.
Inheritance Tax Planning
Inheritance tax can significantly reduce the value of your estate if not properly considered.
We help you:
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Understand your potential exposure
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Identify opportunities to reduce unnecessary tax
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Structure your estate in a more efficient way
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Align your estate with available allowances and planning strategies
The objective is to ensure more of your wealth is passed to your chosen beneficiaries, not lost unnecessarily.
Business and Succession Planning
For business owners, estate planning extends beyond personal assets.
We provide guidance on:
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Passing on business interests efficiently
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Planning for ownership transition
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Aligning business assets with your wider estate
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Ensuring continuity and clarity for future generations
This helps protect both your business and your family, while ensuring everything is structured in a coherent and tax aware way.
A Joined Up Approach
All of our estate planning advice is aligned with your wider financial position through Livian Wealth. This ensures:
No disconnect between your investments, pensions and estate
A fully integrated strategy
Clear, consistent advice across all areas
